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Mortgage Checklist

Documentation Needed  (Purchase) 

•  Clear copy of ID
•  Clear copy of Social Security card
•  Last 2 years W2’s and/or 1099’s
•  Last 30 days paystubs
•  Last 2 years 1040 tax returns
•  If Self-Employed:  Last 2 years Corporate returns and K1’s
•  Lease agreements for all rental properties (if applicable)
•  2 months most recent bank statements
•  Any large deposits must be sourced and seasoned
•  Must include ALL PAGES
•  Must have name, full account number and institution visible
•  Screen prints NOT acceptable
•  Most recent retirement statement (if applicable)
•  Most recent quarterly statement
•  If using as funds for closing, include terms of withdrawal
•  Gift funds  (if applicable)
•  Must be from an acceptable source
•  Acceptable gift letter
•  Provide evidence of donor’s ability – (Source and season person giving gift   with bank statements)
•  Document the transfer of gift funds
•  Fully executed Purchase Agreement
•  Estimated HUD from escrow (with contact info) showing buyer & seller costs
•  HOA contact info (if condo/PUD)
•  Bankruptcy Papers – all schedules and discharge papers  (if applicable)
•  Divorce Decree – must be a certified copy OR signed by courts  (if applicable)
•  Child Support Order – 3 mos evidence of receipt   (if applicable)
 
 Documentation Needed  (Refinance)
 
•  Clear copy of ID
•  Clear copy of Social Security card
•  Last 2 years W2’s and/or 1099’s
•  Last 30 days paystubs
•  Last 2 years 1040 tax returns
•  If Self-Employed:  Last 2 years Corporate returns and K1’s
•  Lease agreements for all rental properties (if applicable)
•  2 months most recent bank statements
•  Any large deposits must be sourced and seasoned
•  Must include ALL PAGES
•  Must have name, full account number and institution visible
•  Screen prints NOT acceptable
•  Most recent retirement statement (if applicable)
•  Most recent quarterly statement
•  If using as funds for closing, include terms of withdrawal
•  Mortgage statement
•  Property Insurance Declaration page with contact info
•  Mortgage Note  (if applicable)
•  HOA contact info (if condo/PUD)
•  Bankruptcy Papers – all schedules and discharge papers  (if applicable)
•  Divorce Decree – must be a certified copy OR signed by courts  (if applicable)
•  Child Support Order – 3 mos evidence of receipt   (if applicable)
 
 
Copyright © 2017 Michael Kenevan, Mortgage Loan Officer NMLS # 310140, AmeriFirst Financial, Inc. 1550 E McKellips Rd # 117, Mesa, AZ 85203
CO License 100009520

AmeriFirst Financial, Inc., 1550 E. McKellips Road, Suite 117, Mesa, AZ 85203 (NMLS # 145368). 1-877-276-1974.
AZ BK0013635

Copyright 2015. All Rights Reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions and limitations apply.
Go to http://www.amerifirst.us/state-licensing for licensing Information.
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